How I Help | Medicare Advantage, Medigap, Part D & Life Insurance
Kathy Watson Medicare | "Your Answer In Medicare" Questions? Call (757) 737-3995

How I Help

One advisor for every part of Medicare

From your first enrollment to your yearly plan review, I help you compare the options available in your area and choose coverage that fits your doctors, your prescriptions, and your budget. Consultations are always free.

Coverage I can help you with

Medicare Advantage (Part C)

All-in-one plans from private insurers that bundle your Part A and Part B benefits, usually with drug coverage and often with extras such as dental, vision, and hearing.

  • We check your doctors and hospitals against each plan's network
  • We compare total costs, not just the monthly premium
  • We walk through plan rules such as referrals and prior authorization

Medicare Supplement (Medigap)

Plans that work alongside Original Medicare and help pay some of your share of covered costs, depending on the plan you choose.

  • See any doctor in the country who accepts Medicare
  • We compare standardized plan options and their pricing in your area
  • We pair your plan with the right Part D drug coverage

Part D Prescription Drug Plans

Standalone drug coverage that should be matched to your exact prescription list, because every plan prices medications differently.

  • We run your medications against each plan's drug list
  • We check your preferred pharmacy for the best pricing
  • We review it every year, because plans change every year

Life Insurance

Coverage that protects the people who depend on you, sized to your budget and your goals.

  • Final expense coverage so costs never fall on your family
  • Term and whole life options explained in plain language
  • Honest guidance on how much coverage actually makes sense

Whatever brings you here, we start the same way

A free conversation about your situation. Here are the four I hear most often.

Turning 65

Your Initial Enrollment Period is a window built around your 65th birthday. We will map out exactly what to do and when.

Retiring after 65

Leaving employer coverage opens a Special Enrollment Period. We will time your move so your coverage never lapses.

Annual Enrollment

Each year from October 15 to December 7 you can change plans. A quick review tells you whether switching saves you money.

Helping a loved one

Handling Medicare for a parent or spouse is a lot. Bring your questions and I will guide you both, step by step.

Not sure which of these fits you?

That is exactly what the free call is for. Bring your questions and leave with a plan.

Kathy Watson Medicare

Kathy Watson | Licensed Life & Medicare Advisor
"Your Answer In Medicare"

Education first. Pressure never. Free one-on-one consultations for every part of Medicare.

Contact

Kathy Watson Medicare is a licensed insurance agency. Kathy Watson is licensed in DE, MD, VA, IN, PA, TX, NC. Plan availability varies by state and county.

Not connected with or endorsed by the United States government or the federal Medicare program. The content of this website is for general educational purposes and is not intended to provide specific plan advice. For a personalized review of your options, please schedule a free consultation.

© 2026 Kathy Watson Medicare. All rights reserved.  |  Privacy Policy  |  Terms of Service